Carefully selected qualifying assets
We shortlist properties, funds and investments against the official rules and our own criteria, so they qualify and also make sense as investments.
Americas investment residence
Panama Qualified Investor Permanent Residency
Obtain Panamanian permanent residence directly through real estate, securities or a fixed deposit — no temporary residence first.
Programme overview
Panama’s Qualified Investor programme lets investors obtain permanent residence directly through real estate, securities or a fixed deposit. New rules in force from September 2026 set different thresholds for new-build and resale property and tighten checks on the source of funds and investment structures. Panama taxes on a territorial basis, only taxing income generated in Panama.
Dedicated professional team · Mandarin, Cantonese and English · Reply within one working day
Real estateNew-build USD 300,000; resale USD 500,000
Other routesSecurities USD 500,000; fixed deposit USD 750,000
StatusPermanent residence directly
Stay requirementVisit at least once every two years
Summary
Under Executive Decree No. 17 of 2026, the minimum is USD 300,000 for new-build property and USD 500,000 for resale property; alternatively USD 500,000 in securities or USD 750,000 in a fixed deposit. The investment must be held for at least five years and funded from abroad. On approval you receive permanent residence directly, and after five years you can apply for citizenship if you meet the conditions.
Key benefits of Panama Permanent Residency
- Permanent residence directly, with no temporary stage
- Territorial taxation: foreign income is not taxed in Panama
- Minimal stay requirements
- The US dollar is legal tender
- Include your spouse and dependent children
Why Global Immigrate for Panama Permanent Residency
- families approved
- 6+
- approval rate
- 100%
- offering this programme since
- 2021
GI Group overseas property team
GI Group’s overseas property team helps you find, negotiate and buy — and later manage lettings.
Clear, transparent fees
All service fees and third-party costs are set out in writing before you sign — no hidden charges — and our refund terms are explained clearly.
Planning beyond immigration
GI Group’s teams can handle pre-immigration tax, asset allocation, your children’s education and overseas property at the same time, so the arrangements never conflict.
Our three guarantees
Full service-fee refund if refused
Guaranteed in your service agreement: if your application is refused, we refund the service fees you have paid in full — or you can switch to another suitable programme at no extra charge.
No extra charge for further documents or resubmission
If the authorities request further documents, or an application must be resubmitted, we handle it at no additional service fee.
Handled by professionals, fee fixed at signing
Every application is prepared and reviewed by our professional immigration team. Your service fee is fixed when you sign, with no additional charges afterwards.
Service fees exclude investment amounts, government fees and third-party costs. Refusals caused by false or incomplete information, or by the applicant not cooperating as required, are not eligible for a refund. Full terms are set out in the service agreement.
Requirements
None
- New-build property from USD 300,000, or resale property from USD 500,000; or USD 500,000 in securities; or a USD 750,000 fixed deposit
- Investment funds from abroad, held for at least five years
- A clean criminal record and proof of the source of funds
- Health requirements met
Investment routes compared
| Route | Minimum investment | Holding period |
|---|---|---|
| New-build property | USD 300,000 | Five years |
| Resale property | USD 500,000 | Five years |
| Securities | USD 500,000 | Five years |
| Fixed deposit | USD 750,000 | Five years |
Subject to Panama’s National Migration Service and Executive Decree No. 17 of 2026.
Free Panama Permanent Residency brochure
Covers the requirements, process and timeline, a fee overview and FAQs. Leave your details and we’ll send it to you.
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If you can’t see it, please check your spam folder. A consultant may also contact you to answer any questions about the programme.
Application process
- Assessment and choice of investment2–4 weeksWe compare the routes and prepare the source-of-funds documents.
- Investment1–2 monthsBuy the property or complete the securities or deposit investment.
- Application30–90 working days by lawCoordinated by our team and, as Panama requires, filed through a local lawyer.
- Permanent residenceAfter approvalVisit Panama for biometrics and collect your residence card.
Panama Permanent Residency client stories
“Permanent residence straight away, with just one visit every two years — ideal for us.”
Panamanian permanent residence for the whole family.
Mr Chien, Taipei“The new rules treat new-build and resale property differently; they reminded us in time to choose a new build.”
Approved with a USD 300,000 new-build property.
Ms Au-Yeung, Hong Kong“Territorial taxation helps with our foreign income, and they helped us understand the arrangements.”
Permanent residence granted.
Mr Hsieh, ShanghaiPanama Permanent ResidencyFAQ
What changed under the new rules?
The rules in force from September 2026 distinguish new-build from resale property: new-build still qualifies at USD 300,000, while resale requires USD 500,000, with tighter checks on the source of funds and investment structures.
Do I need to live in Panama?
No need to relocate; you generally need to visit Panama at least once every two years to keep your status.
Can I apply for citizenship?
After five years as a permanent resident, meeting residence and other conditions, you can apply for citizenship, subject to Panama’s latest rules.
Is my foreign income taxed in Panama?
Panama taxes on a territorial basis, only taxing income generated in Panama. We recommend separate advice on your personal tax position.
Sources
GI GroupAfter your new status: tax, succession, education and overseas property
Explore group services
Your tax residency, asset structure and succession arrangements matter most before you move. GI Group can handle tax planning, asset management and wealth succession, your children’s education overseas, and buying a home or investment property in your new country.
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