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US investment immigration

US EB-5 Investor Immigration

Obtain US green cards through a qualifying investment — the main applicant, spouse and unmarried children under 21 all become US permanent residents.

Programme overview

EB-5 is the fifth US employment-based immigrant visa category. Investors place capital through a USCIS-approved regional centre into a qualifying commercial project that creates at least 10 full-time US jobs. Once approved, the family receives two-year conditional green cards and later applies to remove the conditions and become permanent green card holders. There are no education, language, age or management-experience requirements.

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InvestmentTEA projects USD 800,000; other projects USD 1,050,000
Key benefitGreen cards for the whole family — live, work and study anywhere in the US
FamilySpouse and unmarried children under 21 can be included
BackgroundNo education, English, age or management-experience requirements

Summary

US EB-5 requires an investment of USD 800,000 in a Targeted Employment Area (TEA) project, or USD 1,050,000 in other projects, creating at least 10 full-time US jobs. The main applicant, spouse and unmarried children under 21 receive two-year conditional green cards, then file I-829 to convert them to permanent green cards. Rural TEA projects have 20% of visas set aside and receive priority processing.

Last updated: Sources

Key benefits of EB-5

  • Green cards for the whole family in one application
  • Live and work in any US state
  • Children attend public schools and universities as residents
  • No need to own or run a business
  • Apply for citizenship once residence requirements are met

Why Global Immigrate for EB-5

families approved
110+
approval rate
98%
offering this programme since
2018

Every project independently vetted

We assess regional centres, developers, capital structures and repayment records against written criteria, recommend only projects that pass, and give clients a summary of our review.

Honest about risk

Investment immigration means taking investment risk. We explain each project’s worst case and exit terms clearly, and never promise a “guaranteed return of capital”.

A dedicated professional team

Our team works in Mandarin, Cantonese and English. Wherever you are, a dedicated consultant handles your documents, source of funds and interview preparation from start to finish.

Planning beyond immigration

GI Group’s teams can handle pre-immigration tax, asset allocation, your children’s education and overseas property at the same time, so the arrangements never conflict.

Our project standards

We only recommend EB-5 projects that meet the standards below. Project details and full investment documents are provided to eligible investors during consultation.

CriterionOur standardCommon in the market
Regional centre track recordPast projects fully repaid, with verifiable recordsPromoted on age or size, with no repayment record
Capital structureEB-5 capital secured or given priority repayment, with other funding confirmed in placeEB-5 capital ranked lower, or other funding not yet secured
Job creationCalculated by an independent economist on conservative assumptions, with a healthy job bufferJob numbers only just above the minimum
Developer strengthFinancial statements, past projects and construction progress reviewedRelies only on the project’s marketing material
Investment categoryTEA category recommended after assessing place of birth, timeline and family needsOnly one category or one project offered
DisclosureA review summary and complete project documents providedOnly a marketing presentation provided

EB-5 investments carry risk, and no project can guarantee the return of capital. Global Immigrate USCIS promoter registration (I-956K) number: [registration number].

Our three guarantees

Full service-fee refund if refused

Guaranteed in your service agreement: if your application is refused, we refund the service fees you have paid in full — or you can switch to another suitable programme at no extra charge.

No extra charge for further documents or resubmission

If the authorities request further documents, or an application must be resubmitted, we handle it at no additional service fee.

Handled by professionals, fee fixed at signing

Every application is prepared and reviewed by our professional immigration team. Your service fee is fixed when you sign, with no additional charges afterwards.

Service fees exclude investment amounts, government fees and third-party costs. Refusals caused by false or incomplete information, or by the applicant not cooperating as required, are not eligible for a refund. Full terms are set out in the service agreement.

How your place of birth affects your application

Born in Taiwan
Not affected by the mainland China backlog, so any TEA category can be chosen. Rural projects also receive priority processing; high-unemployment projects offer more choice and more flexibility on city.
Born in mainland China
The visa backlog matters. Waits are generally shorter in the rural TEA category; see the monthly Visa Bulletin.
Born in Hong Kong
Your backlog category depends on the latest Visa Bulletin; we will confirm it for you during consultation.

EB-5 backlogs are based on place of birth, not nationality.

Key dates

Grandfather-clause deadline: regional centre petitions filed on or before this date must still be processed even if the programme later lapses.
Investment thresholds adjusted for inflation, then every five years.
Current regional centre authorisation ends; Congress must pass legislation to extend it.

Requirements

Applicants must meet all of the following:

  • A qualifying investment: USD 800,000 in a Targeted Employment Area (TEA) project, or USD 1,050,000 in other projects
  • Proof of the lawful source of the investment funds and the full transfer path
  • The project must create at least 10 full-time jobs per investor
  • The investment must remain at risk throughout the conditional green card period
  • Admissibility: no serious criminal record and a satisfactory medical examination
  • Participation in the business: investing through a regional centre as a limited partner is sufficient

Investment categories compared

CategoryMinimum investmentVisas set asideNotes
Rural TEAUSD 800,00020%Priority processing
High-unemployment TEAUSD 800,00010%Mostly in cities
InfrastructureUSD 800,0002%Government-related projects
Standard projectUSD 1,050,000—General visa backlog

Subject to the latest USCIS announcements.

Free EB-5 brochure

Covers the requirements, process and timeline, a fee overview and FAQs. Leave your details and we’ll send it to you.

Application process

  1. Assessment and project selection4–8 weeksWe choose the TEA category and a vetted project based on your place of birth, your children’s ages and your family’s goals.
  2. Source of funds and investment3–6 monthsPrepare the source-of-funds evidence, make the investment and sign the investment documents.
  3. File I-526E12–24 monthsFile the investor petition; eligible applicants in the US can file I-485 at the same time. Once approved, the family receives two-year conditional green cards.
  4. I-829 removal of conditionsAfter two years of conditional residenceShow the investment was sustained and the jobs created, and receive ten-year permanent green cards.

Planning your children’s education

  • Attend public schools as residents, and pay in-state university tuition under each state’s rules
  • Apply to university as a domestic student, not competing for international places
  • Work in the US straight after graduating, with no work-visa lottery
Ages 8–12The ideal time to start — children adapt to US schooling from primary or middle school.
Ages 13–16The key window — aim to have green cards before high school or university.
Ages 17–20Start as soon as possible and plan the timeline around the CSPA age freeze.

EB-5 covers unmarried children under 21.

How we vet
EB-5 projects

The biggest risk in EB-5 comes from the project itself. We only recommend regional centres and projects that pass the review below.

Regional centre track record and past repayments

Capital structure, security and exit terms

Job-creation calculations and economic report

Developer finances and construction progress

EB-5 client stories

Investment
USD 800,000
Project
Rural TEA
Family
Spouse and one child
Approved in
16 months
“They narrowed 12 regional centre projects down to three for due diligence. One I had researched for a long time, they ruled out immediately — and they were proved right.”

Source of funds prepared in 4 months, I-526E and I-485 filed together, conditional green cards in 16 months.

Ms Chen
Investment
USD 800,000
Project
High-unemployment TEA
Family
Spouse and two children
Approved in
22 months
“Proving the source of funds was the hardest part — our family business’s early capital went through several changes of ownership. They spent three months building a complete chain of evidence.”

A complete source-of-funds trail, approved in 22 months, with the whole family landing together.

Mr Li
Investment
USD 800,000
Project
Rural TEA
Family
Spouse and three children
Approved in
14 months
“My daughter was already 20, so time was very tight. They ran everything in parallel and avoided the risk of her ageing out.”

Using the CSPA age freeze, all three children were approved as dependants.

Mr Wang

EB-5FAQ

What does 30 September 2026 mean for applicants?

Under the EB-5 Reform and Integrity Act of 2022, regional centre petitions filed on or before 30 September 2026 are protected by a grandfather clause: USCIS must continue processing them even if the regional centre programme later lapses. Petitions filed after that date do not have this protection, so it is worth watching whether Congress reauthorises the programme.

Will the investment amount rise in 2027?

Yes. The law adjusts the investment thresholds for inflation from 1 January 2027 and every five years after that. The new amounts will be announced by USCIS; petitions filed before then use the current amounts.

Will the regional centre programme expire?

The regional centre programme is currently authorised until 30 September 2027, after which Congress must pass legislation to extend it. It has been extended many times before, but the timing and terms are not guaranteed.

What does “capital at risk” mean?

USCIS requires the investment to carry genuine risk of gain or loss, so projects cannot guarantee the return of capital or a fixed return. That makes the project’s financial position and exit plan the most important factors when choosing one.

What is the difference between a regional centre and a direct investment?

With a regional centre, a USCIS-approved centre manages the project and indirect and induced jobs count towards the 10-job requirement; investors simply participate as limited partners. A direct investment means owning and managing the business yourself, and the jobs must be direct employees. Most Asia-Pacific families choose the regional centre route.

My child is nearly 21 — is it too late?

The Child Status Protection Act (CSPA) can freeze a child’s age while the petition is processed, but it depends on your individual timeline. The tighter the timing, the more important it is to choose a category with a shorter backlog and to file early.

What documents prove the source of funds?

You must show the lawful source of the investment and how it was transferred — for example salary, business income, property sales, gifts or loans. Your consultant will give you a checklist for your situation.

When is the investment returned?

Usually once the project meets its repayment conditions, around the time the investor completes I-829, according to the exit terms in the project documents — typically several years in total. Timing depends on the project and is not guaranteed.

Are there residence requirements after receiving the green card?

Green card holders must make the US their main residence; long absences can affect status. If you need to be away for a long period, you can apply for a re-entry permit in advance.

When can I apply for US citizenship?

Generally after five years as a permanent resident with at least 30 months physically in the US; the two conditional years count towards this.

What are the risks of an EB-5 investment?

The investment must be at risk, and projects can be delayed or fail to repay on time. That is why we independently vet the regional centre and project before recommending it.

Sources

GI GroupAfter your new status: tax, succession, education and overseas property

Your asset structure and reporting arrangements matter most before you become a US tax resident. GI Group can handle pre-immigration tax planning, asset management and wealth succession, your children’s US education, and buying a home or investment property in the US.

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