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Southeast Asia long-term residence
Malaysia My Second Home (MM2H)
Place a fixed deposit and buy a home to receive 5 to 20 years of long-term residence in Malaysia for your family — including your parents.
Reviewed by Fergus Wu · Updated October 2026
Programme overview
Malaysia My Second Home (MM2H) is run by the Ministry of Tourism, Arts and Culture and was relaunched in 2024 with Silver, Gold and Platinum tiers, plus a Special Economic Zone category. Applicants place a fixed deposit and buy a home according to their tier, receiving a renewable multiple-entry Social Visit Pass. All applications must be submitted through a licensed agent.
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Fixed depositFrom USD 150,000
Home purchaseFrom RM600,000
Residence5 to 20 years, renewable
FamilySpouse, children and parents
Summary
MM2H Silver requires a USD 150,000 fixed deposit and a home above RM600,000 for 5 years of residence; Gold requires USD 500,000 and a home above RM1,000,000 for 15 years; Platinum requires USD 1,000,000 and a home above RM2,000,000 for 20 years, and allows you to work and run a business in Malaysia. Applicants must be at least 25, and the home generally must be held for 10 years. MM2H is long-term residence, not permanent residence.
Key benefits of MM2H
- Three generations togetherYour spouse, children, parents and parents-in-law can be included, and dependants pay no participation fee.
- Children up to age 34Children under 21 qualify; those aged 21 to 34 must be single and not working in Malaysia; disabled children have no age limit.
- 5 to 20 years of residenceSilver gives 5 years, Gold 15 and Platinum 20, then renewable every five years.
- Withdraw half the depositAfter approval up to 50% of the fixed-deposit principal can be withdrawn for a home purchase, education or medical costs.
- No minimum stay from age 50Principals under 50 must spend 90 days a year in Malaysia in total; those 50 and over have no minimum stay.
- Children can study locallyDependent children can study at government-recognised institutions in Malaysia, up to tertiary level.
- Tax exemption on foreign fundsThe official guidelines state that participants' foreign funds or income, such as the fixed deposit, are tax-exempt.
- Platinum: work and businessPlatinum holders may take up employment, run a business and invest in Malaysia, and may hire a foreign domestic helper.
- Continuity if the principal diesIf the principal dies, the pass can be transferred to a next of kin among the registered dependants.
Why Global Immigrate for MM2H
- families approved
- 28+
- approval rate
- 100%
- offering this programme since
- 2018
GI Group overseas property team
GI Group’s overseas property team helps you find, negotiate and buy — and later manage lettings.
Clear, transparent fees
All service fees and third-party costs are set out in writing before you sign — no hidden charges — and our refund terms are explained clearly.
Planning beyond immigration
GI Group’s teams can handle pre-immigration tax, asset allocation, your children’s education and overseas property at the same time, so the arrangements never conflict.
Requirements
Investment options
Choose one of the following options; the other requirements are listed below.
- Special Economic Zone (Forest City)USD 65,000Fixed deposit
- USD 32,000 if aged 50 or over
- A home bought direct from the developer; the minimum price is set by the state
- Open from age 21
- SilverUSD 150,000Fixed deposit
- A home from RM600,000 bought after approval
- GoldUSD 500,000Fixed deposit
- A home from RM1,000,000 bought after approval
- PlatinumUSD 1,000,000Fixed deposit
- A home from RM2,000,000 bought after approval
The home must also meet the state’s minimum price for foreign buyers.
Applicants generally need to meet the following:
- Aged 25 or over (21 for the Special Economic Zone category)
- Applicants aged 25 to 49 must spend a total of 90 days a year in Malaysia (this can be met by the main applicant or dependants)
- Submission through a licensed agent, background checks and a medical examination
Investment rules
Investment requirements in detail
The MM2H financial requirement has two parts: a fixed deposit with a licensed Malaysian financial institution, and a residential property that must be bought and held after approval. The deposit, minimum property price, participation fee and pass length depend on the tier; the Special Economic Zone / Special Financial Zone category has lower thresholds.
Silver
Fixed depositUSD 150,000
Minimum property price
RM600,000
Pass length and notes
5 years; participation fee RM1,000; no work or business unless the relevant pass is obtained
Gold
Fixed depositUSD 500,000
Minimum property price
RM1,000,000
Pass length and notes
15 years; participation fee RM3,000; no work or business unless the relevant pass is obtained
Platinum
Fixed depositUSD 1,000,000
Minimum property price
RM2,000,000
Pass length and notes
20 years; participation fee RM200,000; work, business and investment permitted; foreign domestic helper allowed
SEZ / SFZ (Forest City, Johor)
Fixed depositUSD 65,000 (USD 32,000 aged 50+)
Minimum property price
Set by Johor state rules for foreign buyers
Pass length and notes
10 years; minimum age 21; participation fee RM1,000; no work or business
Fixed deposit rules
- The deposit must be held with a Malaysian financial institution licensed under the Financial Services Act 2013 or the Islamic Financial Services Act 2013
- After approval, up to 50% of the deposit principal may be withdrawn, only for buying a residence, education, medical treatment or tourism
- The remaining balance must be maintained throughout participation
- The offshore income requirement has been dropped; incoming funds such as the fixed deposit are tax-exempt
- The participation fee is a one-off charge for the principal only; dependants pay none
Buying and holding the property
- Buying a residence after approval is compulsory, at no less than the tier's minimum price
- The property must also meet the host state's minimum price for foreign buyers, which in some states is higher than the MM2H tier minimum
- The residence cannot be sold for 10 years, except to upgrade to a higher-value home
- Under the SEZ / SFZ category the property must be bought directly from a developer, not through an agent or from an existing owner
- Forest City developer marketing says qualifying units start at RM500,000 and must be bought within 90 days of the approval letter; neither point appears in the official terms, so confirm with the developer and a licensed agent
- The official guidelines set no purchase deadline; follow the conditions in the approval letter
Maintenance and renewal
- Participants under 50 must spend 90 days (cumulative) a year in Malaysia; where the principal is 25–49 (21–49 under the SEZ / SFZ category), the principal or dependants may fulfil this
- The official guidelines state no minimum stay for participants aged 50 or over
- Breaching any condition (deposit, property or stay) can lead to revocation of the MM2H pass
- After the maximum term, the pass is renewable every five years (renewal fee RM1,500 Silver, RM3,000 Gold, RM5,000 Platinum) with a valid passport, a recent medical report and health insurance
- All applications, including renewals, go through a licensed MM2H agent via the One Stop Centre; final approval rests with the Immigration Department
Based on the Ministry of Tourism, Arts and Culture's official MM2H terms (22 July 2024 version) and SEZ / SFZ category terms (January 2026), as at November 2026; subject to change by the authorities.
Our three guarantees
Full service-fee refund if refused
Guaranteed in your service agreement: if your application is refused, we refund the service fees you have paid in full — or you can switch to another suitable programme at no extra charge.
No extra charge for further documents or resubmission
If the authorities request further documents, or an application must be resubmitted, we handle it at no additional service fee.
Handled by professionals, fee fixed at signing
Every application is prepared and reviewed by our professional immigration team. Your service fee is fixed when you sign, with no additional charges afterwards.
Service fees exclude investment amounts, government fees and third-party costs. Refusals caused by false or incomplete information, or by the applicant not cooperating as required, are not eligible for a refund. Full terms are set out in the service agreement.
The three tiers compared
| Tier | Fixed deposit | Home purchase | Residence |
|---|---|---|---|
| Silver | USD 150,000 | From RM600,000 | 5 years |
| Gold | USD 500,000 | From RM1,000,000 | 15 years |
| Platinum | USD 1,000,000 | From RM2,000,000 | 20 years, with work and business rights |
The home generally must be held for 10 years; states such as Kuala Lumpur set higher minimum prices for foreign buyers. Subject to the latest announcements of the Ministry of Tourism, Arts and Culture.
Free MM2H brochure
Covers the requirements, process and timeline, a fee overview and FAQs. Leave your details and we’ll send it to you.
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If you can’t see it, please check your spam folder. A consultant may also contact you to answer any questions about the programme.
Application process
- Assessment and tier choice1–2 weeksChoose the tier and state that suit your family.
- ApplicationSeveral monthsSubmit through a licensed agent and pass the checks.
- Conditional approval and entryAfter approvalEnter Malaysia to open the fixed deposit, complete the medical and arrange insurance.
- Home purchase and passWithin the set deadlineBuy a qualifying home and collect your multiple-entry pass (the purchase deadline follows the latest official rules).
Pathway to PR and citizenship
- MM2H long-term residenceDepends on approval
A renewable long-term social visit pass of 5 to 20 years by tier, for your spouse, children and parents too. MM2H does not lead to permanent residence or citizenship.
While on this status90 days in total a year in Malaysia (ages 25–49; can be met by the principal or dependants); keep the fixed deposit and property
General information only; requirements follow each country’s latest rules and can vary with your circumstances.
MM2H client stories
Client storyChecking state thresholds, and MM2H Silver with a home in Penang
Ms Chou’s MM2H experience. She wanted to live in Malaysia long term.
Read the full storyClient storyDeposit, home and insurance coordinated together, and MM2H residenceMr Cheng’s MM2H experience. He wanted long-term residence in Malaysia.
Read the full storyClient storyApplying for Malaysia My Second Home with parents includedMr Lau’s MM2H experience. He wanted a place in Southeast Asia where three generations could live.
Read the full storyCompared with other options: Southeast Asia
See the Southeast Asia overview| Programme | Investment | Status | Typical timeline | Best for |
|---|---|---|---|---|
| Singapore Global Investor Programme (GIP) | From SGD 10,000,000 | Permanent residence | Depends on assessment; interview usually required | Entrepreneurs with substantial businesses, and family offices |
| Malaysia My Second Home (MM2H)This programme | Fixed deposit from USD 150,000 + home from RM600,000 | 5 to 20 years’ long-term residence | Depends on processing | Three generations moving together at a lower cost |
| Thailand Long-Term Residency (LTR / Thailand Privilege) | LTR investment USD 500,000, or membership from THB 900,000 | 5 to 20 years’ long-term residence | Background check about 1–3 months | Simple formalities and a long-term life in Thailand |
MM2H FAQ
Is MM2H permanent residence?
No. MM2H is a renewable long-term Social Visit Pass, not permanent residence, and does not lead directly to citizenship.
Can I use the fixed deposit?
After approval you can generally withdraw part of the deposit for purposes such as buying a home, healthcare or education in Malaysia, under the latest rules.
Can my parents be included?
Yes. MM2H can cover your spouse, children under 21, children aged 21 to 34 who are single and not working in Malaysia (no age limit for disabled children), and your or your spouse’s parents.
Can I sell the home?
It generally must be held for 10 years, during which you can only upgrade to a higher-value home.
Sources
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