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Europe & Panama Residency: the routes at a glance

Europe’s golden visa and permanent residence programmes give investors residence or permanent residence in an EU country, with visa-free travel across the Schengen Area; several have no stay requirement, making them a good second status for a family. Panama’s Qualified Investor programme grants permanent residence directly through US-dollar assets, with territorial taxation.

Europe & Panama Residency: routes compared

ProgrammeInvestment / main requirementStatus gainedTypical timeSuits
Portugal Golden Visa (Fund Investment)EUR 500,000 (qualifying fund)Residence; permanent residence after five yearsUsually about 18–24 months or longerEU residence without relocating
Greece Golden VisaFrom EUR 250,000 (by area)Five-year residence, renewableDepends on processingSchengen residence through property
Cyprus Permanent ResidencyEUR 300,000 (new-build home)Permanent residenceUsually about 2–6 monthsPermanent residence in an EU country directly
Malta Permanent Residence Programme (MPRP)Buy from EUR 375,000 or rent, plus government fees of EUR 99,000Permanent residenceDepends on due diligenceThree generations wanting EU permanent residence
Panama Qualified Investor Permanent ResidencyNew-build property from USD 300,000Permanent residenceStatutory processing about 30–90 working daysPermanent residence in the Americas through US-dollar assets

Information as at September 2026, for reference only; actual requirements are subject to each government’s latest announcements.

How to choose

Which route suits you?

  • No need to relocateThe Portugal or Greece Golden Visa, with minimal stay requirements.
  • Permanent residence directlyCyprus, Malta or Panama.
  • Three generations togetherMalta, which can include parents and grandparents.
Europe & Panama Residency

All programmes

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Our commitment

Our three guarantees

Full service-fee refund if refused

Guaranteed in your service agreement: if your application is refused, we refund the service fees you have paid in full — or you can switch to another suitable programme at no extra charge.

No extra charge for further documents or resubmission

If the authorities request further documents, or an application must be resubmitted, we handle it at no additional service fee.

Handled by professionals, fee fixed at signing

Every application is prepared and reviewed by our professional immigration team. Your service fee is fixed when you sign, with no additional charges afterwards.

FAQ

Can a golden visa lead to citizenship?

Portugal generally requires ten years of legal residence before applying for citizenship; the other countries each have their own residence requirements, assessed case by case.

Do I need to live there?

Portugal requires 7 days in the first year, then 14 days every two years; Greece and Malta have no minimum stay; Cyprus and Panama generally require a visit every two years.

Can I work there?

Residence or permanent residence does not necessarily include the right to take up employment; it depends on each country’s rules.

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