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Client stories · Panama Qualified Investor Permanent Residency

Example case: Panamanian permanent residency through a USD 300,000 new-build

Summary

Illustrative scenario: Ms Wan (pseudonym) and the Panama Permanent Residency. She wanted a permanent residency in the Americas as a back-up.

This is an illustrative scenario: the people and details are for explanation only and are not a real client case. Every family’s outcome depends on its background and the policies in force at the time.

Background

Ms Wan (pseudonym), Hong Kong, accountant, husband. She wanted a permanent residency in the Americas as a back-up.

Main concern

She worried the 2026 rules raised the threshold for resale property.

Our approach

We explained that under the new rules a new-build still qualifies at USD 300,000 while resale needs USD 500,000, helped choose a new-build and organised the source of funds.

Process and outcome

She received permanent residency in about 3 months, and a visit every two years keeps it.

Adviser’s comment

The new rules treat new-build and resale property differently — confirm the latest threshold before choosing.

Panama Permanent Residency application process

  1. Assessment and choice of investment (2–4 weeks): We compare the routes and prepare the source-of-funds documents.
  2. Investment (1–2 months): Buy the property or complete the securities or deposit investment.
  3. Application (30–90 working days by law): Coordinated by our team and, as Panama requires, filed through a local lawyer.
  4. Permanent residence (After approval): Visit Panama for biometrics and collect your residence card.

Is this right for you?

Every family’s background and timeline is different. To find out whether a similar plan could work for you, book a free consultation with Global Immigrate.

Learn more: Panama Qualified Investor Permanent Residency

FAQ

What changed under the new rules?

The rules in force from September 2026 distinguish new-build from resale property: new-build still qualifies at USD 300,000, while resale requires USD 500,000, with tighter checks on the source of funds and investment structures.

Do I need to live in Panama?

No need to relocate; you generally need to visit Panama at least once every two years to keep your status.

Can I apply for citizenship?

After five years as a permanent resident, meeting residence and other conditions, you can apply for citizenship, subject to Panama’s latest rules.

Sources

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