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Programme guides · UAE Golden Visa

UAE Golden Visa: Mortgaged and Off-Plan Property Can Qualify

Summary

The UAE Golden Visa property route needs property worth at least AED 2,000,000 in total, which can combine several properties. Mortgaged and off-plan property can also count with a no-objection certificate.

Basic requirements of the property route

  • Property in the UAE worth at least AED 2,000,000 in total
  • Several properties can be combined
  • Held in the applicant’s own name

Mortgaged and off-plan property

Mortgaged, instalment or off-plan property totalling AED 2,000,000 can also count, with a no-objection certificate from the bank or developer.

How property value is counted

Generally by the registered purchase price, not current market value. Later market movements generally don’t affect a 10-year visa already granted.

Compared with Dubai’s two-year investor visa

Dubai also offers a two-year property investor visa with a lower threshold but a shorter stay. With AED 2,000,000 invested, the 10-year Golden Visa is generally the more stable long-term choice.

Other benefits

  • 10-year residence, renewable
  • Generally no minimum stay
  • No personal income tax in the UAE

FAQ

Will a fall in property value affect my Golden Visa?

It is generally based on the registered investment at approval; later market movements don’t affect residence already granted.

Sources

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