Short answer: In 2026 the minimum EB-5 investment in a Targeted Employment Area (TEA) is USD 800,000. The Rural category may have visa set-asides that help some applicants, but project risk and source-of-funds evidence remain equally important.
Updated as of October 2026
How much does EB-5 require?
The TEA minimum is USD 800,000; non-TEA is generally USD 1,050,000. Rural and high-unemployment are both TEA categories with the same capital threshold; differences lie mainly in set-asides and project profile.
How do Rural and High-Unemployment differ?
| Item | Rural | High-Unemployment |
|---|---|---|
| Minimum investment | USD 800,000 | USD 800,000 |
| Visa set-aside | May have dedicated set-aside | May have dedicated set-aside |
| Typical profile | Lower-population areas | Higher-unemployment urban areas |
| Main considerations | Set-aside availability, repayment and job creation | Same |
Actual backlog still depends on the Visa Bulletin and place of birth; a set-aside does not guarantee immediate availability.
What must source of funds show?
Applicants must show the investment funds are lawfully sourced — commonly salary savings, company profits, property or equity sales, or gifts from close family. Documents should form a complete trail that withstands review.
Regional center projects usually charge a separate management fee; confirm the amount in writing before signing.
Our practical observations
We serve families across the region. Our internal professional immigration team reviews project structure, job-creation records and the completeness of source-of-funds files together. A common issue is underestimating the time needed to assemble multi-year bank and tax evidence, which leads to requests for evidence. We suggest organising major account and income records before locking in a project.
See US EB-5 for programme details.
FAQ
Is Rural TEA always faster?
Not always. Set-asides help some applicants, but the Visa Bulletin and case progress still govern timing.
Is the management fee part of the investment?
Generally no. Capital and regional center management fees should be counted separately.
Can the whole family apply together?
Spouse and eligible children can usually be included in the same petition.
Do people still file non-TEA?
Yes, but the higher threshold means most applicants prioritise TEA options.
To compare routes for your family, use the Programme Finder or contact our advisory team.
Sources
- USCIS EB-5 regulations
- US Department of State Visa Bulletin