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Social Security Totalisation Agreements

Written by Global Immigrate consultants · Reviewed by Oscar Yip, Founder & Managing Director

Summary

Coordinate contribution years and avoid dual social charges.

Short answer: totalisation agreements let contribution years count toward pension eligibility across two countries and can prevent dual social charges for the same period. Check for an agreement before working abroad.

FAQ

No agreement?

Full local charges may apply; home rules separate.

Self-employed covered?

Treaty text dependent.

Past years lost?

Agreements usually protect countable years.

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