In one sentence
The Portugal Golden Visa is now mainly through a EUR 500,000 qualifying fund, with a very low stay requirement, though citizenship generally needs ten years of legal residence.
Who it suits
- People wanting European residence and Schengen travel
- Families wanting to include parents
- Those still working in Asia who can only visit briefly
Who it may not suit
- Anyone wanting to apply by buying property (the route is closed)
- People needing citizenship quickly
Main requirements
- EUR 500,000 invested in a qualifying investment fund (regulated under Portuguese law, a term of at least five years, at least 60% invested in Portuguese companies, no real estate)
- The investment held for at least five years
- No criminal record
- At least 7 days in Portugal in the first year, then at least 14 days every two years
Timeline
| Step | Timing | What happens |
|---|---|---|
| Assessment and fund selection | 2–4 weeks | We assess your eligibility and compare qualifying funds. |
| Accounts and investment | 1–2 months | Obtain a tax number, open a bank account and complete the investment. |
| Application | Per scheduling | Apply online and attend biometrics. |
| Residence card | Usually 18–24 months or longer | AIMA has a large backlog, so processing takes longer. Once approved, collect your residence card and renew it on schedule. |
Common myths
| Myth | Reality |
|---|---|
| You can still buy property | The real estate route is closed. |
| Citizenship after five years | The new law generally requires ten. |
| You must move to Portugal | 7 days in year one, then 14 every two years. |
Checklist before you apply
- Compare qualifying funds’ focus, fees and exits
- Allow 18–24 months or more
- Confirm family members’ eligibility
- Record your days each period
Our advice
Focus on each fund’s exit terms, and plan citizenship around the new ten-year rule.
Every family’s background and timeline is different — book a free consultation and a consultant will assess your situation.
Learn more: Portugal Golden Visa (Fund Investment)