Investment routes
- New-build property: USD 300,000
- Resale property: USD 500,000
- Securities: USD 500,000
- Fixed deposit: USD 750,000
The investment must be held for at least five years and funded from abroad.
What changed
The new rules in force from September 2026 distinguish new-build from resale property and tighten checks on the source of funds and investment structures.
Advantages
- Permanent residency directly, with no temporary stage
- Territorial taxation: only income generated in Panama is taxed
- Generally a visit at least once every two years
- The US dollar is legal tender
Citizenship
After five years as a permanent resident, meeting residence and other conditions, you can apply for citizenship.
Panama Permanent Residency at a glance
| Item | Details |
|---|---|
| Real estate | New-build USD 300,000; resale USD 500,000 |
| Other routes | Securities USD 500,000; fixed deposit USD 750,000 |
| Status | Permanent residence directly |
| Stay requirement | Visit at least once every two years |
Panama Permanent Residency application process and timing
- Assessment and choice of investment (2–4 weeks): We compare the routes and prepare the source-of-funds documents.
- Investment (1–2 months): Buy the property or complete the securities or deposit investment.
- Application (30–90 working days by law): Coordinated by our team and, as Panama requires, filed through a local lawyer.
- Permanent residence (After approval): Visit Panama for biometrics and collect your residence card.
Main Panama Permanent Residency requirements
- New-build property from USD 300,000, or resale property from USD 500,000; or USD 500,000 in securities; or a USD 750,000 fixed deposit
- Investment funds from abroad, held for at least five years
- A clean criminal record and proof of the source of funds
- Health requirements met
Key benefits of Panama Permanent Residency
- Permanent residence directly, with no temporary stage
- Territorial taxation: foreign income is not taxed in Panama
- Minimal stay requirements
- The US dollar is legal tender
- Include your spouse and dependent children
More questions about Panama Permanent Residency
What changed under the new rules? The rules in force from September 2026 distinguish new-build from resale property: new-build still qualifies at USD 300,000, while resale requires USD 500,000, with tighter checks on the source of funds and investment structures.
Do I need to live in Panama? No need to relocate; you generally need to visit Panama at least once every two years to keep your status.
Next step
Every family’s background, funds and timeline are different. Global Immigrate’s professional consultants can assess, free of charge, whether this programme suits you and compare other options. You can also request the full programme brochure on the programme page.
Learn more: Panama Qualified Investor Permanent Residency