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Programme guides · New Zealand Active Investor Plus (AIP)

New Zealand Active Investor Plus, Growth Category: What Counts as a Qualifying Investment?

Written by Global Immigrate consultants · Reviewed by Oscar Yip, Founder & Managing Director

Summary

The Growth category of New Zealand’s Active Investor Plus requires NZD 5 million over three years in higher-risk qualifying investments, such as qualifying funds or direct investment in New Zealand businesses. What counts, how to choose, the process and the risks.

Growth category requirements

  • Invest NZD 5,000,000
  • Over three years
  • Spend 21 days in New Zealand in total during that time
  • No English requirement

Qualifying investments

The Growth category targets higher-risk investments, such as:

  • Qualifying funds accepted by New Zealand’s investment authorities
  • Direct investment in New Zealand businesses

Your own home and ordinary residential property do not count.

Compared with the Balanced category

Growth Balanced
Investment NZD 5,000,000 NZD 10,000,000
Period Three years Five years
Stay requirement 21 days 105 days
Risk Higher Can be more diversified

Five things to check when choosing

  1. Already accepted as qualifying, not just "expected to qualify".
  2. Manager track record: past fund performance and completed exits.
  3. Exit terms: a clear redemption or exit at the end of the period.
  4. Fees: management and performance fees set out in writing.
  5. Diversification: spread across several businesses or funds.

The process

  1. Assess your background and source of funds
  2. Choose qualifying investments and apply
  3. Complete the investment on time after approval
  4. Maintain the investment and complete your days in New Zealand

Risk warning

Growth investments carry higher risk; past performance is not a guide to future returns. Plan them with your wealth management team as part of your overall allocation.

FAQ

Can I split the investment?

Yes — across several qualifying investments that together meet the required amount.

Is English required?

No — the programme has removed the English requirement.

Can I get my money back after the investment period?

That depends on each investment’s exit or redemption terms; confirm before investing.

Sources

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