This is an illustrative scenario: the people and details are for explanation only and are not a real client case. Every family’s outcome depends on its background and the policies in force at the time.
Background
Mr Ho (pseudonym), Hong Kong, heir to a family business, wife and three children. After gaining residence he wanted to buy a home in New Zealand.
Main concern
He was unsure whether investors could buy a home, or whether it would affect his qualifying investment.
Our approach
We explained that from March 2026 holders of this visa can buy one home worth NZD 5 million or more, and kept the home funds separate from the qualifying investment.
Process and outcome
While maintaining his qualifying investment, he bought a family home in Wellington.
Adviser’s comment
Your own home doesn’t count as a qualifying investment, so plan the two sums separately.
New Zealand AIP application process
- Assessment and investment planning (1–2 months): We assess your source of funds and choose the category and investments.
- Application (A few weeks): Lodge the resident visa application.
- Approval in principle and investment (Within the required period): After approval in principle, complete the investment.
- Resident visa (After approval): Receive the resident visa once invested, and maintain the investment for the investment period.
Is this right for you?
Every family’s background and timeline is different. To find out whether a similar plan could work for you, book a free consultation with Global Immigrate.
Learn more: New Zealand Active Investor Plus (AIP)