Buying a family home in New Zealand after gaining residence

Background

Mr Ho, heir to a family business in Hong Kong, applied with his wife and three children. After gaining residence he wanted to buy a home in New Zealand.

Main concern

He was unsure whether investors could buy a home, or whether it would affect his qualifying investment.

Our approach

We explained that from March 2026 holders of this visa can buy one home worth NZD 5 million or more, and kept the home funds separate from the qualifying investment.

Process and outcome

While maintaining his qualifying investment, he bought a family home in Wellington.

Adviser’s comment

Your own home doesn’t count as a qualifying investment, so plan the two sums separately.

New Zealand AIP application process

1. Assessment and investment planning (1–2 months): We assess your source of funds and choose the category and investments.
2. Application (A few weeks): Lodge the resident visa application.
3. Approval in principle and investment (Within the required period): After approval in principle, complete the investment.
4. Resident visa (After approval): Receive the resident visa once invested, and maintain the investment for the investment period.

Is this right for you?

Every family’s background and timeline is different. To find out whether a similar plan could work for you, book a free consultation with Global Immigrate.

Based on a real client’s experience; names and some details have been changed for privacy.

Learn more: New Zealand Active Investor Plus (AIP)