In one sentence
The Malta Permanent Residence Programme can be done by buying or renting, plus government fees, and covers children, parents and grandparents; applications go through a licensed agent.
Who it suits
- Three-generation families wanting EU PR
- Those wanting to keep capital liquid (renting)
- Applicants who value a clear due diligence process
Who it may not suit
- People unable to pass due diligence
- Those below the asset requirement
Main requirements
- Buy a home worth at least EUR 375,000, or rent one for at least EUR 14,000 a year, held for at least five years
- Pay the government administration fee of EUR 60,000, a government contribution of EUR 37,000 and a charitable donation of EUR 2,000
- Show assets of a specified level (generally EUR 500,000, of which at least EUR 150,000 in financial assets)
- Pass due diligence and hold health insurance
Timeline
| Step | Timing | What happens |
|---|---|---|
| Assessment and documents | 1–2 months | We assess your assets and family members and prepare the documents. |
| Application and due diligence | Several months | Apply through a licensed agent and undergo due diligence. |
| Approval in principle and property | Within 8 months | After approval in principle, buy or rent the property and make the payments. |
| Permanent residence card | After approval | Collect your residence card once all requirements are met. |
Common myths
| Myth | Reality |
|---|---|
| You must buy | Renting also works. |
| You can apply without an agent | A licensed agent is required. |
| Only children are covered | Parents and grandparents can be too. |
Checklist before you apply
- Compare buying and renting
- Confirm EUR 500,000 in assets (EUR 150,000 financial)
- Prepare due diligence documents
- Choose a licensed agent
Our advice
Renting keeps capital liquid; how well the agent and consultant work together affects progress.
Every family’s background and timeline is different — book a free consultation and a consultant will assess your situation.
Learn more: Malta Permanent Residence Programme (MPRP)