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Programme guides · Malaysia My Second Home (MM2H)

Malaysia My Second Home: Can the Fixed Deposit Be Withdrawn? Can Parents Apply?

Written by Global Immigrate consultants · Reviewed by Fergus Wu, Co-founder & Chief Immigration Consultant

Summary

MM2H requires a fixed deposit of USD 150,000 to 1 million depending on tier; after approval part can be withdrawn for a home, medical costs or children’s education, and parents of the applicant or spouse can be included. The tiers, the deposit, parents and other conditions.

Three tiers

Tier Fixed deposit Home purchase Residence
Silver USD 150,000 From RM600,000 5 years
Gold USD 500,000 From RM1,000,000 15 years
Platinum USD 1,000,000 From RM2,000,000 20 years, with the right to work and do business

Can the deposit be withdrawn?

After approval, you can generally withdraw part under the latest rules for a home, medical costs or children’s education in Malaysia.

Can parents apply?

Yes. MM2H can include your spouse, unmarried children and the parents of the applicant or spouse — suiting three generations.

Other conditions

  • Applicants must be at least 25
  • Buy the home within 12 months of approval, generally holding it for 10 years
  • Meet each state’s minimum price for foreign buyers, higher in states such as Kuala Lumpur
  • Applicants aged 25–49 must spend 90 days a year in Malaysia; 50 and over have no minimum

Choosing a state

State Character
Kuala Lumpur Full city amenities, higher foreign-buyer thresholds
Penang Established Chinese community, convenient living
Other states Lower thresholds and quieter surroundings

Points to note

MM2H is a renewable long-term Social Visit Pass, not permanent residence or a route to citizenship.

FAQ

Is MM2H permanent residence?

No — it’s a renewable long-term Social Visit Pass.

Is there a stay requirement over 50?

Applicants aged 50 or over have no minimum stay.

Can I work?

Platinum allows work and business; other tiers follow the rules.

Sources

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