Short answer: Malaysia’s My Second Home (MM2H) is a long-term residence programme with conditions tiered by age, typically including a required fixed deposit, a property purchase in Malaysia and proof of income or assets. Approval yields multi-year residence (term by category). Applicants aged 50+ often face more flexible minimum-stay rules than younger applicants. MM2H is not citizenship and is not Singapore or Australian permanent residence.
Condition structure (conceptual)
| Item | Detail |
|---|---|
| Deposit | Fixed-deposit floors by age tier |
| Property | Usually a home at or above a minimum price |
| Income / assets | Proof of financial capacity |
| Presence | Higher annual days possible for younger applicants; more flexible at 50+ |
| Family | Spouse and eligible children can join |
State and federal details, freeze ratios and withdrawal rules follow the latest official guidance and can change.
Who fits MM2H?
Families planning long stays in Kuala Lumpur or Penang, international schools, or a Southeast Asian retirement base. If the goal is a passport or Schengen access, MM2H does not replace Caribbean CBI or European golden visas. Local employment needs a separate work authorisation—do not treat MM2H as open employment.
Versus Thailand LTR / Privilege
Thailand splits qualification-based LTR and paid Privilege membership; MM2H centres on deposit plus property for long residence. Compare tax, schooling and healthcare by actual city—not deposit figures alone.
Global Immigrate note
Choose the main city and whether the home is for self-use before mapping age-tier floors. Deposits and purchases lock liquidity—align with global allocation. Schedule entry, medicals and police-certificate validity so documents do not expire mid-process.
State and federal steps
Some steps link state and federal bodies; timing varies by location. Before buying or opening the deposit, confirm the property and bank product fit current MM2H rules so the home counts and the freeze rules are met.
Information current as of October 2026.
This article is general information, not legal or tax advice. See Malaysia MM2H.