Investment structure
| Item | Amount |
|---|---|
| Permissible investment assets | HKD 27,000,000 |
| CIES Investment Portfolio (managed by the Hong Kong Investment Corporation) | HKD 3,000,000 |
| Total | HKD 30,000,000 |
Permissible asset classes
These include shares, bonds, funds and real estate. Real estate (residential and non-residential combined) counts for up to HKD 10 million; residential property must be a single property meeting the transaction price requirement.
Holding through a company
Since March 2026, applicants can hold permissible assets through a wholly owned, eligible Hong Kong private holding company, making family wealth easier to manage.
Net asset requirement
Net assets of at least HKD 30 million held continuously for the six months before applying.
Planning advice
CIES is also an asset allocation decision. Plan it with your wealth management team to balance returns, liquidity and risk.