Investment structure
| Item | Amount |
|---|---|
| Permissible investment assets | HKD 27,000,000 |
| CIES Investment Portfolio (managed by the Hong Kong Investment Corporation) | HKD 3,000,000 |
| Total | HKD 30,000,000 |
Permissible asset classes
- Shares
- Bonds
- Funds
- Real estate (capped)
Real estate (residential and non-residential combined) counts for up to HKD 10 million; residential property must be a single property meeting the transaction price requirement.
Holding through a company
Since March 2026, applicants can hold permissible assets through a wholly owned, eligible Hong Kong private holding company, making family wealth easier to manage.
Net asset requirement
Net assets of at least HKD 30 million held continuously for the six months before applying (relaxed from two years in March 2025).
Family
Your spouse and unmarried children under 18 can apply with you.
Planning points
- Asset allocation: balance return, liquidity and risk, not just compliance.
- Real estate share: watch the HKD 10 million cap.
- Holding structure: consider a holding company to support succession planning.
- Maintain the investment: throughout your stay in Hong Kong, as required.
CIES is also an asset allocation decision — plan it with your wealth management team.
