In one sentence
CIES lets people with HKD 30 million in net assets come to Hong Kong through investment: HKD 27 million in permissible assets and HKD 3 million in the CIES Portfolio — also an asset allocation decision.
Who it suits
- People with HKD 30 million+ in net assets held for six months
- Families wanting Hong Kong as a wealth management base
- Those wanting to come without needing to work or start a business
Who it may not suit
- People below or unable to prove the net asset threshold
- Anyone needing to use large sums of the investment soon
Main requirements
- Aged 18 or over
- Net assets of at least HKD 30 million held continuously for the six months before applying
- HKD 27 million invested in permissible investment assets
- HKD 3 million invested in the CIES Investment Portfolio
- Investments maintained throughout your stay
Timeline
| Step | Timing | What happens |
|---|---|---|
| Asset assessment | 2–4 weeks | We review your proof of net assets and investment plan. |
| Net asset assessment | Several months | Submit the application and pass the net asset assessment. |
| Make the investments | Within the required period | Complete the permissible investments as required. |
| Residence | After approval | Receive your visa and extend when the conditions are met. |
Common myths
| Myth | Reality |
|---|---|
| Net assets must be held for two years | Since March 2025, six months is enough. |
| You can put it all in property | Real estate counts for up to HKD 10 million. |
| Assets must be held personally | Since March 2026, an eligible holding company can be used. |
Checklist before you apply
- Organise six months of net asset records
- Plan the permissible asset allocation
- Check the real estate share
- Consider a holding company
- Plan with your wealth management team
Our advice
Treat CIES as an asset allocation, not just compliance — balance return, liquidity and risk.
Every family’s background and timeline is different — book a free consultation and a consultant will assess your situation.
Learn more: Hong Kong New Capital Investment Entrant Scheme (CIES)