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Programme guides · US EB-5 Investor Immigration

EB-5 Regional Centre Projects and Direct Investment: What Is the Difference?

Summary

Regional centre projects can count indirect jobs and investors need not run the business; direct investment requires hiring 10 full-time employees and active management. Most overseas families choose regional centre projects.

Regional centre projects

A regional centre is an organisation approved by USCIS to promote and manage EB-5 projects. Investors invest as limited partners, and jobs can be counted using an economic model — direct, indirect and induced — with no need to run the business yourself. The petition is filed on form I-526E.

Direct investment

The investor starts or buys a US business, must directly employ at least 10 full-time workers, and must be actively involved in management. The petition is filed on form I-526.

Comparison

  • Job counting: regional centres can count indirect jobs; direct investment counts only direct hires
  • Involvement: regional centres need no management role; direct investment requires hands-on management
  • Who it suits: regional centres suit investors focused on relocating their family; direct investment suits entrepreneurs planning to run a US business

What to look for

Either way, the investment must be at risk and cannot guarantee the return of capital. When choosing a regional centre project, review its repayment record and capital structure.

EB-5 application process and timing

  1. Assessment and project selection (4–8 weeks): We choose the TEA category and a vetted project based on your place of birth, your children’s ages and your family’s goals.
  2. Source of funds and investment (3–6 months): Prepare the source-of-funds evidence, make the investment and sign the investment documents.
  3. File I-526E (12–24 months): File the investor petition; eligible applicants in the US can file I-485 at the same time. Once approved, the family receives two-year conditional green cards.
  4. I-829 removal of conditions (After two years of conditional residence): Show the investment was sustained and the jobs created, and receive ten-year permanent green cards.

Main EB-5 requirements

  • A qualifying investment: USD 800,000 in a Targeted Employment Area (TEA) project, or USD 1,050,000 in other projects
  • Proof of the lawful source of the investment funds and the full transfer path
  • The project must create at least 10 full-time jobs per investor
  • The investment must remain at risk throughout the conditional green card period
  • Admissibility: no serious criminal record and a satisfactory medical examination
  • Participation in the business: investing through a regional centre as a limited partner is sufficient

Key benefits of EB-5

  • Green cards for the whole family in one application
  • Live and work in any US state
  • Children attend public schools and universities as residents
  • No need to own or run a business
  • Apply for citizenship once residence requirements are met

Need help?

To find out whether this programme suits your family, book a free consultation with Global Immigrate, or contact us on WhatsApp, LINE or WeChat.

Learn more: US EB-5 Investor Immigration

FAQ

Do I need to live in the project’s state?

No. With a green card you can live anywhere in the US.

Is the investment the same for direct investment?

Yes — it depends on whether the project is in a TEA.

Will the regional centre programme expire?

Its current authorisation runs until 30 September 2027.

Sources

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