Short answer: New Zealand AIP includes Balanced and Growth investment categories. Growth has a lower stay requirement (about 21 days over three years) and a growth-oriented portfolio; Balanced requires more presence and a different asset mix. From March 2026, investors may buy one home worth NZD 5 million or more for personal use — that property does not count toward the minimum investment.
Category comparison (summary)
| Item | Growth | Balanced |
|---|---|---|
| Investment style | Higher risk / growth | More balanced |
| Stay requirement | About 21 days over three years | Higher |
| Suits | Those who prefer minimal stay and accept more risk | Those willing to spend more time and prefer stability |
Confirm exact minimums and eligible assets with the latest Immigration New Zealand rules.
2026 home concession
One personal residence of NZD 5,000,000 or more may be purchased and does not count toward the investment minimum, adding practical flexibility.
Who it suits
Investors who want to allocate capital in New Zealand, can accept longer processing, and may later seek permanent residence.