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Spain Non-Lucrative Residence 2026: Passive-Income Conditions

Written by Global Immigrate consultants · Reviewed by Oscar Yip, Founder & Managing Director

Summary

Spain’s non-lucrative residence requires sufficient passive means, medical insurance and no gainful work in Spain. It is not a golden visa.

Short answer: Spain’s non-lucrative residence requires sufficient passive means, medical insurance, and no gainful work in Spain. Temporary residence first; long-term residence after time tests.

Information current as of October 2026.

Main conditions

Item Detail
Income/savings Official reference levels
Work No gainful work in Spain
Insurance Qualifying medical cover
Family Spouse and dependent children assessable

Global Immigrate note

Confirm income stability before the lease. Applications are handled by Global Immigrate’s in-house team.

Use programme matching or contact advisors.

This article is general information, not legal or tax advice.

FAQ

What is the minimum income?

Follow current Spanish reference levels.

Can I work in Spain?

Gainful work is not allowed on this route.

Must I buy property?

Not necessarily; accommodation proof is required.

Can family join?

Spouse and dependent children can usually be assessed.

Sources

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