Programme guides · Dominica Citizenship by Investment · St Lucia Citizenship by Investment · Antigua & Barbuda Citizenship by Investment · Grenada Citizenship by Investment
Dominica vs St Lucia 2026: Family-of-Four CBI Cost and Visa-Free Comparison
Global Immigrate consultants · Published
Written by Global Immigrate consultants · Reviewed by Fergus Wu, Co-founder & Chief Immigration Consultant
Summary
For a family of four, Dominica and St Lucia differ in donation structure and visa-free access. We compare total cost drivers, Schengen/UK access and processing times.
Short answer: For a family of four, Dominica and St Lucia use different donation structures — compare live quotations. Both are visa-free to Schengen; both currently need a UK visa.
Family-of-four comparison points
Item
Dominica
St Lucia
Donation structure
Lower single threshold, rises with dependants
Some packages cover up to four
Schengen
Visa-free
Visa-free
UK
Visa required
Visa required (since March 2026)
Processing
About 4–12 months
Recently about 12–18 months
Recoverable option
Mainly donation
Government bond route (recoverable after five years)
How to choose
Want controllable total cost and faster processing: Dominica.
Want a recoverable investment option: St Lucia bond route.
Need UK visa-free as well: neither currently offers it — look at Antigua, Grenada or St Kitts.
Total cost includes government, due diligence and professional fees — always obtain a current family-of-four quotation.
FAQ
Which is cheaper for four people?
It depends on the current donation schedule and add-ons — compare live quotes for four.
Are St Lucia bonds always recovered?
Under the scheme, principal is recoverable after five years plus an admin fee — confirm latest terms.
Is there a lower-cost option that is still UK visa-free?
Antigua, Grenada and St Kitts remain UK visa-free (with ETA); they usually cost more than Schengen-only options.
