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European investment residence
Malta Permanent Residence Programme (MPRP)
Buy or rent a property and pay the government fees, and your whole family obtains permanent residence in an EU member state.
Reviewed by Oscar Yip · Updated October 2026
Programme overview
The Malta Permanent Residence Programme (MPRP) lets non-EU nationals obtain Maltese permanent residence by buying or renting a qualifying home and paying government fees and a donation. It can cover your spouse, children, parents and grandparents, and includes a due diligence process.
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PropertyBuy EUR 375,000 or rent EUR 14,000 a year
Government feesEUR 99,000 in total
StatusPermanent residence
FamilySpouse, children, parents and grandparents
Summary
Malta permanent residence requires buying a home worth at least EUR 375,000, or renting one for at least EUR 14,000 a year, held for at least five years, plus a government administration fee, a government contribution and a charitable donation totalling EUR 99,000. Applicants must also show assets of a specified level.
Key benefits of Malta MPRP
- Permanent residence for lifeThe status does not expire; the card is simply renewed every five years, with no new assessment.
- No minimum stayNo need to live in Malta — an ideal back-up status, and you can move whenever you like.
- Visa-free travel across SchengenUp to 90 days in any 180 in other Schengen countries, and unlimited stay in Malta.
- Four generations in one applicationInclude your spouse, children, and both sides' parents and grandparents (if mainly supported by you), with no age limit.
- Children keep their statusChildren keep residence after turning 18; a new spouse or child can be added after approval.
- A temporary residence card early onAfter initial checks you can get a one-year temporary card, usually within one to three months.
- Flexible property: rent, buy, or let it outRent from EUR 14,000 a year to keep capital free; buyers can let the property, renters may sublet after five years.
- Tax-neutralResidence alone does not make you tax-resident; non-doms are generally taxed on foreign income only when brought into Malta.
- English-speaking and in the EUEnglish is an official language, with international schools and the option to set up a company.
Why Global Immigrate for Malta MPRP
- families approved
- 8+
- approval rate
- 100%
- offering this programme since
- 2021
GI Group overseas property team
GI Group’s overseas property team helps you find, negotiate and buy — and later manage lettings.
Clear, transparent fees
All service fees and third-party costs are set out in writing before you sign — no hidden charges — and our refund terms are explained clearly.
Planning beyond immigration
GI Group’s teams can handle pre-immigration tax, asset allocation, your children’s education and overseas property at the same time, so the arrangements never conflict.
Requirements
Investment options
Choose one of the following options; the other requirements are listed below.
- Option 1EUR 14,000 a yearRent a home
- Rented for at least 5 years
- Option 2EUR 375,000Buy a home
- Held for at least 5 years
Both options also pay EUR 99,000 in total: a EUR 60,000 administration fee, a EUR 37,000 government contribution and a EUR 2,000 charitable donation; each adult dependant adds EUR 7,500
Applicants generally need to meet the following:
- Show assets of a specified level (generally EUR 500,000, of which at least EUR 150,000 in financial assets)
- Pass due diligence and hold health insurance
Our three guarantees
Full service-fee refund if refused
Guaranteed in your service agreement: if your application is refused, we refund the service fees you have paid in full — or you can switch to another suitable programme at no extra charge.
No extra charge for further documents or resubmission
If the authorities request further documents, or an application must be resubmitted, we handle it at no additional service fee.
Handled by professionals, fee fixed at signing
Every application is prepared and reviewed by our professional immigration team. Your service fee is fixed when you sign, with no additional charges afterwards.
Service fees exclude investment amounts, government fees and third-party costs. Refusals caused by false or incomplete information, or by the applicant not cooperating as required, are not eligible for a refund. Full terms are set out in the service agreement.
Free Malta MPRP brochure
Covers the requirements, process and timeline, a fee overview and FAQs. Leave your details and we’ll send it to you.
Thank you — the brochure is on its way to your inbox
If you can’t see it, please check your spam folder. A consultant may also contact you to answer any questions about the programme.
Application process
- Assessment and documents1–2 monthsWe assess your assets and family members and prepare the documents.
- Application and due diligenceSeveral monthsApply through a licensed agent and undergo due diligence.
- Approval in principle and propertyWithin 8 monthsAfter approval in principle, buy or rent the property and make the payments.
- Permanent residence cardAfter approvalCollect your residence card once all requirements are met.
Pathway to PR and citizenship
- Permanent residenceAbout 9 months after due diligence
Maltese permanent residence for you, your spouse, children and parents directly, with free travel in the Schengen Area.
Keeping permanent statusNo minimum stay; keep the property (bought or rented) and meet the asset requirement
- Maltese citizenshipAfter long-term residence in Malta
MPRP does not lead directly to citizenship; naturalisation generally requires living in Malta for the 12 months before applying and at least 4 years in total in the 6 years before that, English or Maltese, and good character, and it is discretionary.
Residence for citizenshipCitizenship requires actually living in Malta (for the periods above)
General information only; requirements follow each country’s latest rules and can vary with your circumstances.
Malta MPRP client stories
Client storyApplying with parents, and Maltese permanent residence by renting
Mr Kong’s Malta MPRP experience. He wanted EU permanent residence for three generations.
Read the full storyClient storyWorking with the licensed agent to pass Malta’s due diligenceMs Kwong’s Malta MPRP experience. She wanted EU permanent residence for the family.
Read the full storyClient storyEvery cost set out clearly, and Maltese PR through buying propertyMr Yu’s Malta MPRP experience. He wanted EU permanent residence.
Read the full storyCompared with other options: Europe & Latin America Residency
See the Europe & Latin America Residency overview| Programme | Investment | Status | Typical timeline | Best for |
|---|---|---|---|---|
| Portugal Golden Visa (Fund Investment) | EUR 500,000 (qualifying fund) | Residence; permanent residence after five years | Usually about 1.5–3 years | EU residence without relocating |
| Greece Golden Visa | From EUR 250,000 (by area) | Five-year residence, renewable; PR after 5 years living there | Depends on processing | Schengen residence through property |
| Cyprus Permanent Residency | EUR 300,000 (new-build home) | Permanent residence | Usually about 2–6 months | Permanent residence in an EU country directly |
| Malta Permanent Residence Programme (MPRP)This programme | Buy from EUR 375,000 or rent, plus government fees of EUR 99,000 | Permanent residence | Depends on due diligence | Three generations wanting EU permanent residence |
| Panama Qualified Investor Permanent Residency | New-build property from USD 300,000 | Permanent residence | Statutory processing about 15 + 30 working days | Permanent residence in the Americas through US-dollar assets |
| Paraguay Investor Permanent Residency | From USD 70,000 (real estate USD 200,000) | Permanent residence | Generally about 3–4 months | A lower-cost permanent residence in South America |
Malta MPRP FAQ
What is the difference between renting and buying?
The government contribution is the same. Renting keeps more capital liquid; buying gives you an asset, which must be held for at least five years.
Do I need to live in Malta?
There is no minimum stay requirement, but you must keep the property.
Can I apply myself?
No. Applications must be made through a licensed agent approved by Residency Malta Agency.
Sources
GI GroupAfter your new status: tax, succession, education and overseas property
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