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Europe & Latin America Residency: the routes at a glance

Europe’s golden visa and permanent residence programmes give investors residence or permanent residence in an EU country, with visa-free travel across the Schengen Area; several have no stay requirement, making them a good second status for a family. Panama’s Qualified Investor programme grants permanent residence directly through US-dollar assets, with territorial taxation; Paraguay’s investor route lets you apply for permanent residence directly once a qualifying investment, such as USD 200,000 in real estate, earns the investor certificate.

Europe & Latin America Residency: routes compared

ProgrammeInvestment / main requirementStatus gainedTypical timeSuits
Portugal Golden Visa (Fund Investment)EUR 500,000 (qualifying fund)Residence; permanent residence after five yearsUsually about 1.5–3 yearsEU residence without relocating
Greece Golden VisaFrom EUR 250,000 (by area)Five-year residence, renewable; PR after 5 years living thereDepends on processingSchengen residence through property
Cyprus Permanent ResidencyEUR 300,000 (new-build home)Permanent residenceUsually about 2–6 monthsPermanent residence in an EU country directly
Malta Permanent Residence Programme (MPRP)Buy from EUR 375,000 or rent, plus government fees of EUR 99,000Permanent residenceDepends on due diligenceThree generations wanting EU permanent residence
Panama Qualified Investor Permanent ResidencyNew-build property from USD 300,000Permanent residenceStatutory processing about 15 + 30 working daysPermanent residence in the Americas through US-dollar assets
Paraguay Investor Permanent ResidencyFrom USD 70,000 (real estate USD 200,000)Permanent residenceGenerally about 3–4 monthsA lower-cost permanent residence in South America

Information as at September 2026, for reference only; actual requirements are subject to each government’s latest announcements.

How to choose

Which route suits you?

  • No need to relocateThe Portugal or Greece Golden Visa, with minimal stay requirements.
  • Permanent residence directlyCyprus, Malta, Panama or Paraguay.
  • Three generations togetherMalta, which can include parents and grandparents.
Europe & Latin America Residency

All programmes

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FAQ

Can a golden visa lead to citizenship?

Portugal generally requires ten years of legal residence before applying for citizenship; the other countries each have their own residence requirements, assessed case by case.

Do I need to live there?

Portugal requires 7 days in the first year, then 14 days every two years; Greece and Malta have no minimum stay; Cyprus and Panama generally require a visit every two years; Paraguayan permanent residence can be lost after more than three consecutive years abroad without good reason.

Can I work there?

Residence or permanent residence does not necessarily include the right to take up employment; it depends on each country’s rules.

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